Personal Finance

I have decided to add a section to my blog for posts about finances, and I figured that I’d better write at least one post so the link doesn’t lead to nowhere!

About 16 months ago, I started the CFP (Certified Financial Planner) Certification program online through the fantastic College for Financial Planning. I still don’t know if I want to pursue a career in the field, but I’ve loved learning more about financial planning and helping some friends and family get their finances on track. So far, I’ve completed 1) Financial Planning Process and Insurance, 2) Investment Planning, 3) Income Tax Planning, and 4) Retirement Planning. I’m about to start Estate Planning next week.

A few savings tips for the new year:

  • If you’re interested in buying something from a website, sign up for their email list (see next tip) and wait to see if the website sends you a welcome email with a coupon code
  • Set up a separate free email address to use when shopping online; I have one email address that I use only for family and friends, and another that I use for all online transactions
  • Always do a web search for coupon codes before placing an online order
  • Try to avoid shopping online with a debit card; credit cards offer better fraud protection if your information is compromised
  • If you have an account with an online store and you leave merchandise in your shopping card without checking out, every once in a while they will send you a discount code in an attempt to entice you to buy the merchandise. Patience pays off!

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